Goosehead Insurance - Nicholas Meigs

Preparing for the unexpected is vital. Take a look at five of the most commonly asked questions about the National Flood Insurance Program – to help you weather any storm that’s headed your way. Flood is no required on most homes, but if you are in a higher flood risk, you might want to see what a quote looks like. Homes in flood risks will require a flood policy if there is a mortgage on the home. The type of mortgage and how it is funded can determine whether your flood policy has to go through the NFIP or if you have the option for a private flood carrier policy. An floood elevation certificate can help with rates. 𝘄𝘄𝘄.𝗻𝗶𝗰𝗸𝗺𝗲𝗶𝗴𝘀.𝗰𝗼𝗺 𝟱𝟱𝟵-𝟵𝟴𝟭-𝟱𝟬𝟭𝟲 nick.meigs@gooshead.com ziang.her@goosehead.com #thegooseisloosefresno #nickemeigsgoosehead #nickmeigsinsurance #homeinsurancetips #letstalkinsurance #floodinsurance #themoreyouknow FEMA.GOV Facts About the National Flood Insurance Program (NFIP) Flood Insurance | FEMA.gov

𝗛𝗔𝗣𝗣𝗬 𝗙𝗜𝗥𝗦𝗧 𝗗𝗔𝗬 𝗢𝗙 𝗙𝗔𝗟𝗟! 🍂🍁🍂🍁🍂🍁🍂🍁🍂🍁 While spring is a common time for many homeowners to spend some extra attention on upkeep and maintenance, autumn is just as critical a season for preparing your home to withstand the potentially harsh winter weather and temperature conditions that may await you. By making maintenance part of your annual fall routine you can identify potential problems before they arise, and help prepare your home and property for what Mother Nature has to offer. Following are some home maintenance tips from our Risk Control professionals to help you prepare for the coming winter: 👍 Have your heating system cleaned and inspected annually by a qualified technician. 👍 Replace your furnace filter in accordance with manufacturer’s instructions. 👍 Insulate water pipes in areas exposed to freezing temperatures. 👍 Check gutters for damage and confirm they’re securely attached to the house. 👍 Clean gutters and downspouts to keep debris from accumulating. This is especially important during the fall season when leaves may collect in gutters. 👍 Check and repair caulking around doors and windows that show signs of deterioration. 👍 Have your chimney cleaned and maintained by a professional. 👍 Clean the clothes dryer exhaust duct and space under and behind the dryer. Remove lint and dust that may have accumulated inside the dryer in accordance with the manufacturer’s recommendation. 👍 Check electrical outlets for loose-fitting plugs or receptacles. Be sure not to overload electrical outlets. 👍 Keep a multi-purpose fire extinguisher accessible. Confirm that it is fully charged and ready for operation. 👍 Inspect your smoke detectors. Make sure you have a smoke detector in each bedroom or sleeping area and also, a smoke detector in the hallway outside each sleeping area. You should also make sure you have at least one smoke detector on each floor of your home, including your basement. Test them monthly, and change the battery annually or as needed. The steps you take during the fall can help protect your home and property from more potentially expensive damage and emergency repairs in the colder months to come. 𝘄𝘄𝘄.𝗻𝗶𝗰𝗸𝗺𝗲𝗶𝗴𝘀.𝗰𝗼𝗺 𝟱𝟱𝟵-𝟵𝟴𝟭-𝟱𝟬𝟭𝟲 nick.meigs@gooshead.com ziang.her@goosehead.com #thegooseisloosefresno #nickemeigsgoosehead #nickmeigsinsurance #homeinsurancetips #letstalkinsurance #FirstDayofFall https://www.travelers.com/resources/home/maintenance/fall-home-maintenance-tips

𝗗𝗜𝗗 𝗬𝗢𝗨 𝗞𝗡𝗢𝗪 𝘁𝗵𝗮𝘁 𝘄𝗲 𝗵𝗮𝘃𝗲 𝙎𝙐𝙋𝙀𝙍 𝗰𝗼𝗺𝗽𝗲𝘁𝗶𝘁𝗶𝘃𝗲 insurance 𝗿𝗮𝘁𝗲𝘀 𝗳𝗼𝗿 𝗻𝗲𝘄 𝗰𝗼𝗻𝘀𝘁𝗿𝘂𝗰𝘁𝗶𝗼𝗻 𝗵𝗼𝗺𝗲𝘀? 𝗦𝗼𝗺𝗲 𝗰𝗮𝗿𝗿𝗶𝗲𝗿𝘀 𝗽𝗿𝗲𝗳𝗲𝗿 𝗶𝗻𝘀𝘂𝗿𝗶𝗻𝗴 𝗻𝗲𝘄 𝗵𝗼𝗺𝗲𝘀 𝗮𝗻𝗱 𝘁𝗵𝗲𝗶𝗿 𝗽𝗿𝗲𝗺𝗶𝘂𝗺𝘀 𝗿𝗲𝗳𝗹𝗲𝗰𝘁 𝘁𝗵𝗮𝘁. ▶️ So if you're a realtor who works with a lot of new construction homes, let's talk about how we can help your clients. ▶️ If you're a lender with a client who needs help with a policy that can meet your debt to income ratios without compromising coverages, let's talk about how we can help your clients. ▶️ If you're looking at buying a new construction home, give us a call for a FREE COMPLIMENTARY INSURANCE QUOTE. We'll break down your coverages so that you will know how your policy works. 𝗙𝗨𝗡 𝗙𝗔𝗖𝗧: Did you know that you can insure your home as a builders risk under the course of construction and then roll it over into a regular homeowners policy? We've got carriers for that too! www.nickmeigs.com 559-981-5016 nick.meigs@goosehead.com ziang.her@goosehead.com #thegooseisloosefresno #nickandziang #nickmeigsgoosehead #letstalkinsurance #centralvalleyinsurance #education #homeinsurance #newconstruction #referral #smallbusiness

𝙍𝙚𝙫𝙞𝙚𝙬𝙨 𝙖𝙣𝙙 𝙧𝙚𝙛𝙚𝙧𝙧𝙖𝙡𝙨 𝙖𝙧𝙚 𝙩𝙝𝙚 𝙡𝙞𝙛𝙚 𝙗𝙡𝙤𝙤𝙙 𝙤𝙛 𝙤𝙪𝙧 𝙗𝙪𝙨𝙞𝙣𝙚𝙨𝙨. 𝙏𝙝𝙚𝙨𝙚 𝙧𝙚𝙫𝙞𝙚𝙬𝙨 𝙖𝙧𝙚 fr𝙤m 𝙤𝙪𝙧 𝙉𝙞𝙘𝙠 𝙈𝙚𝙞𝙜𝙨 𝙂𝙤𝙤𝙨𝙚𝙝𝙚𝙖𝙙 𝙬𝙚𝙗𝙨𝙞𝙩𝙚, 𝙗𝙪𝙩 𝙬𝙚 𝙘𝙖𝙣 𝙖𝙡𝙨𝙤 𝙗𝙚 𝙛𝙤𝙪𝙣𝙙 𝙤𝙣 𝙂𝙤𝙤𝙜𝙡𝙚, 𝙔𝙚𝙡𝙥 𝙖𝙣𝙙 𝙤𝙪𝙧 𝙁𝘽 𝙥𝙖𝙜𝙚! Here are some of our latest reviews from our clients. 𝗧𝗛𝗔𝗡𝗞 𝗬𝗢𝗨 for all your trust in us to help you, your friends, your family and your referrals. www.nickmeigs.com 559-981-5016 nick.meigs@goosehead.com ziang.her@goosehead.com #thegooseisloosefresno #nickmeigsgoosehead #letstalkinsurance #education #community #referral

How do you know which insurance option won't leave you empty-handed when the unexpected happens? Read on to understand what situations are covered under homeowners insurance and specialized jewelry insurance and for how much. Contact us for more information. www.nickmeigs.com 559-981-5016 nick.meigs@goosehead.com ziang.her@goosehead.com #thegooseisloosefresno #letstalkinsurance #community #insurance #local #information JEWELERSMUTUAL.COM Does Homeowners Insurance Cover Jewelry?

We apologize for any delays in business responses today as we are diligently working on contacting clients in our book who are impacted by the Creek Fire. If we have not been able to get a hold of you, please reach out to us at 559-981-5016 so that we can help walk you through the claim process. Our thoughts and prayers are with the community during these trying times. It's been heartwarming watching the community come together and we are so proud to call Fresno our home. www.nickmeigs.com 559-981-5016 nick.meigs@goosehead.com ziang.her@goosehead.com #thegooseisloosefresno #letstalkinsurance #community #insurance #local #information AGENTS.GOOSEHEADINSURANCE.COM Goosehead agent in Fresno, CA | 7675 North Ingram Avenue

We love partnering with Utility Concierge to get our clients set up on smart home systems for their new purchases. Check out this article from our partner, Hippo Insurance to help you decide what smart devices might be best for you. Be sure to reach out to your agent if you're looking into smart home systems and we'll get you over to our preferred reps at Utility Concierge! wwww.nickmeigs.com 559-981-5016 nick.meigs@goosehead.com ziang.her@goosehead.com #nickmeigs #nickmeigsgoosehead #thegooseisloosefresno #insurance #wildfire #California #smallbusiness #nicktalksinsurance HIPPO.COM Smart Home Statistics | Hippo

Almost a year ago, we had our ribbon cutting! We are so grateful to everyone in our community for their continuing support of us. Thank you to our clients and referral partners for trusting us in the process. #thegooseisloosefresno #nickmeigsgoosheadinsurance #nickmeigs #nicktalksinsurance #smallbusiness #centralvalley

Education is something we believe in strongly. If you would like us to come present to your office or your organization about insurance, let us know. Presentations can be done remotely via zoom. Today's presentation is about potential indicators of whether a property may require the CA FAIR Plan or not, and how that works. Thank you to Realty One Group Fresno for having us as guests today. If you're looking for a great group of realtors, we'd love to connect you. www.nickmeigs.com 559-981-5016 nick.meigs@goosehead.com ziang.her@goosehead.com #thegooseisloosefresno #fireinsurance #fresno #centralvalley #eduation #letstalkinsurance

If you're considering buying a home during the COVID-19 pandemic, let us know so we can connect you to some of the best realtors and lenders in your area. www.nickmeigs.com 559-981-5016 nick.meigs@goosehead.com ziang.her@goosehead.com #thegooseisloosefresno #nickandziang #letstalkinsurance #educate #inform BLOG.NATIONWIDE.COM Should I Buy a House During the COVID-19 Pandemic?

A referral partner shared this article, and it reiterates a prior post that we had regarding rates and eligibility. There is a reason why your insurance agent will ask you questions. They are necessary questions: mileage you drive, place you work, drivers in household, etc. Loss history reports and motor vehicle records will reveal accidents and incidents on your driving record, whether in state or out of state, even under a commercial license, depending on the carrier. Luckily in California, your credit history (insurance score) may not necessarily impact your rates. https://www.investopedia.com/articles/personal-finance/040916/car-insurance-applications-what-if-you-lie.asp We are here for any insurance questions. Free quotes all day long. Home, auto, life, boat, RV, motorcycle, antiques and collectibles, flood, earthquake, umbrella and more! www.nickmeigs.com 559-981-5016 nick.meigs@goosehead.com ziang.her@goosehead.com #thegooseisloosefresno #nickandziang #letstalkinsurance #educate #inform INVESTOPEDIA.COM What Happens If You Lie on a Car Insurance Application

Today's prompt: 𝗔𝗻 𝗲𝘅𝗽𝗲𝗿𝗶𝗲𝗻𝗰𝗲 𝘆𝗼𝘂 𝗮𝗿𝗲 𝘁𝗵𝗮𝗻𝗸𝗳𝘂𝗹 𝗳𝗼𝗿. We learn something from every experience. We are thankful for our time at State Farm before making the change to Goosehead. Why? We learned how we wanted to grow our business. Instead of trying to fit everyone into one product, we learned we needed to have multiple products to help people. We wouldn't have been able to grow our business or our referral business without the power of choice. So today, we are thankful. Walking away from our SF contract was not an easy choice a year ago, and at first we didn't know if we had made the right choice. Who wants to start two businesses in two years?! But we did. And we haven't looked back. #goosegratitude www.nickmeigs.com 559-981-5016 nick.meigs@goosehead.com ziang.her@goosehead.com #thegooseisloosefresno #nickmeigsgoosehead #nickmeigsinsurance #monthofgratitude

We have been talking out daily gratitude but have not been posting as we should. Today's prompt is: An organization you are thankful for. We are thankful for Fresno Association of Realtors for the MLS tours. FAR MLS connected us and gave us the opportunity to grow our network. But we can't pick just one! There are so many organizations we are thankful for: BizPro for making us network. It was a learning experience. And we met some of our biggest supporters, and now friends through this organization. Central California Hispanic Chamber of Commerce for being with us from the start and supporting us. AREAA Central Valley for connecting us with industry professionals What organization are you thankful for? #goosegratitude www.nickmeigs.com 559-981-5016 nick.meigs@goosehead.com ziang.her@goosehead.com #thegooseisloosefresno #nickmeigsgoosehead #nickmeigsinsurance #monthofgratitude

Happy November! We are starting this month off with a daily gratitude calendar! Please join us and use #goosegratitude to share with us what you are thankful for. Day1: A moment from yesterday that we are grateful for: Our office ended October 2020 as the number 1 Goosehead office in California. We are thankful for the opportunity to help so many people. www.nickmeigs.com 559-981-5016 nick.meigs@goosehead.com ziang.her@goosehead.com #nickmeigsgoosehead #thegooseisloosefresno #nickmeigsinsurance #november #gratitude

Happy Halloween! From our family to yours, wishing everyone a safe holiday weekend! Stay safe. The Nick Meigs Goosehead Insruance Family www.nickmeigs.com 559-981-5016 nick.meigs@goosehead.com ziang.her@goosehead.com #thegooseisloosefresno #goosehalloween #nickmeigsgoosehead #nickmeigsinsurance #holiday #staysafe

Happy Halloweekend! Follow these safety tips to keep your weekend fun: - Keep your walkways clear - Secure your railings - Secure your pets - Decorate safely - Park your car in a safe place And join us for a masked, socially distanced Trunk or Treat with Brown and Brown Real Estate team tonight from 5-7PM! Drive-thru Trunk or Treat <-- All the details! Candy, music and us! What else do you need to start your Halloweekend! :D www.nickmeigs.com nick.meigs@goosehead.com ziang.her@gooseahead.com 559-981-5016 #thegooseisloosefresno #nickmeigs #nickmeigsinsurance #nickmeigsgoosehead #letstalkinsurance #homeinsurance #educate https://www.forbes.com/advisor/homeowners-insurance/halloween-insurance-claims/?fbclid=IwAR3JImung3e28JMYw-lFiLdetlQ4d557RUttczAOgqFOAXG4JldbjJ2BkyY FORBES.COM Don’t Get Spooked By These Halloween Insurance Claims

Before the day is over, I want to wish my business partner a very happy birthday! She has been there from the beginning and we wouldn't be where we are without her dedication and hardwork. There is no other person I want or trust to be in business with. Thank you for all you do. Happy birthday Ziang! Please don't forget to wish her a happy birthday.