Some life insurance policies offer an accelerated benefit rider service. This can be used to cover some basic expenses if you are diagnosed with a terminal illness. This is helpful in that you can pay off medical debts and make up some of the income you may miss from time away from work.
It can be easy to think that comprehensive coverage isn't needed, but this coverage also covers theft. Only 20 percent to 25 percent of motorcycles that are stolen are ever found. If your motorcycle is ever stolen, odds are that you'll be glad you have comprehensive coverage.
Most boat insurance policies contain a navigational warranty that limits coverage to a certain geographical area. For smaller boats, this is usually limited to the inland waters or the coastal waters of the U.S. and Canada.
You can supplement your commercial property insurance with an umbrella policy to protect the value of your building and inventory. Talk to your insurance professional about how to determine the right amount of property insurance.
Keep in mind that while calculators and formulas can give you a general idea of how much life insurance you need, this is only a ballpark figure. In order to get a firm idea, it's recommended that you meet with a life insurance agent to discuss your specific needs.
Did you know that, way back in 1901, William S. Harley came up with a blueprint of an engine that was originally intended for a bicycle? He was just 21 years old when the blueprint was completed, and when he changed the world.